![]() ![]() Early is the best for freelancers and self-employed users, since it has the right price point while tracking all bank transactions and managing bills and receipts. Xero has three plans: Early, for $13 per month Growing, for $37 per month, and Established, for $70 per month. It's also a standout pick for budget creation, as it offers simple and painless budgeting on all plans. ![]() Xero is the rare accounting solution to allow fixed asset recording across all plans and, since it also integrates with top hospitality POS systems (Square, EPOS Now, and Nobly), it's a great fit for a self-employed hotelier. It even supports unlimited users across all plans, unlike QuickBooks. ![]() Xero's overall score is a healthy 4.5/5, and is only brought down by its mediocre support options (neither live chat nor phone is offered, and live support is not 24/7), but it's a great choice for general use and functionality. If you're self-employed, you'll likely want Self-Employed or Simple Start, but you can check out our QuickBooks Online pricing guide for more on which plan is best and for whom. Finally, the Advanced plan costs $200 per month, supporting 25 users. The Plus plan is $85 per month ( $42.50 per month with the three-month deal) and supports five users, adding project management and automated notifications. This plan supports time tracking and accounts payable features, including bill and expense tracking, recurring billing, and bill scanning. In addition to Self-Employed and Simple Start, QuickBooks users can get Essentials for $55 per month (and $27.50 per month for three months). Self-Employed costs $15 per month, while the next lowest QuickBooks plan, Simple Start, is $30 per month (with deals, those costs are $7.50 and $15 per month, respectively). The Self-Employed plan offers fewer features than the other QuickBooks Online plans, so it comes at a lower cost as well. If those are essential to your business, you'll need to chose the QuickBooks Simple Start plan. It does not offer basic bookkeeping, budgeting, project accounting, fixed assets recording, purchase order generation, overdue client payment tracking, or cash flow projections. The QuickBooks Self-Employed plan won't be enough for all self-employed creatives out there. What is the difference between QuickBooks and QuickBooks Self-Employed? Another plus is that the software comes with strong support options as well. These are all useful perks that not every accounting software supports (Freshbooks and Wave don't offer any budgeting or forecasting tools), but QuickBooks also offers core functionality, including income and expense tracking, basic reporting, and receipt capture.
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